Luxury Waterfront Homes in Naples, FL
Twenty years buying and selling luxury homes on the water — with the seawall, the dock and the flood history checked before you fall in love.
Every Kind Of Naples Waterfront
Gulf sunsets, a dock out back or a high-rise over the bay — each one buys, insures and sells differently.
Recent Homes On The Water
A few of the waterfront homes we've represented. Ask about homes coming to market.
We Live On The Water, Too
Julia Ferrand and Sam Coyle have sold waterfront homes in Naples for twenty years, and both live on the canals they sell. That's why we tour canal homes by boat, ask about bridges before bedrooms, and pull the storm history on every house.
A beautiful view is the easy part. The seawall, the dock, the insurance and the flood record are what decide whether a waterfront home is a good one — so that's where we start.
- ✓Canal tours by boat
- ✓Storm history pulled first
- ✓Twenty years on the water
- ✓Licensed Florida broker
What We Check On Every Waterfront Home
None of this shows up in the listing photos. All of it shows up in what you'll pay to own the house.
Seawall condition and age
Dock, lift and their permits
Flood zone and elevation certificate
Flood and wind insurance quotes
Bridges between you and the Gulf
Water depth at low tide
The seller's flood disclosure
Storm repairs and their permits
How We Market A Home On The Water
Shot From The Water
Photography and film from a boat and from the air, so buyers see the house the way you arrive home.
Golden-Hour Light
Exterior photos timed for the sunset over the Gulf or the glow across the bay.
Records Ready
Seawall reports, dock permits, elevation certificate and flood disclosure ready before the first showing.
Buyers Who Boat
Private previews for buyers looking for your exact water — depth, bridges and all.
From Port Royal To Vanderbilt Beach
Naples waterfront isn't one market. A Gulf-front home in Old Naples, a deep-water canal home in Port Royal and a bayfront condo in Park Shore each have their own buyers, prices and questions. We'll tell you honestly how your stretch of water is moving.
- ✓Port Royal & Aqualane Shores
- ✓Old Naples & Coquina Sands
- ✓Park Shore & The Moorings
- ✓Royal Harbor & Vanderbilt Beach
From First Tour To Your Own Dock
Tour By Boat
We see the water first — depth, bridges and the run to the Gulf.
Check The House
Seawall, dock, roof and flood history, before you make an offer.
Price The Insurance
Flood and wind quotes in hand, so the real cost is clear.
Close With Confidence
Inspections, survey and closing coordinated to the day.
What Our Clients Say
They showed us canal homes from the water first, so we knew which ones had a straight run to the Gulf before we ever walked inside.
Our house took water in the last big storm. Ferrand & Coyle helped us document every repair and disclose it plainly, and the buyers thanked us for it.
We bought from Chicago over one winter. They had the seawall, the dock and the elevation certificate checked before we flew down.
Ask For A Waterfront Valuation
We'll look at the house, the water and what's sold nearby, and give you a written opinion of value — no obligation.
Questions About Living On The Water
Why do bridges matter on a canal home?
A fixed bridge between your dock and the Gulf limits how tall a boat can pass. If you have a sailboat or a large cruiser in mind, we check the route before anything else.
What is an elevation certificate?
A surveyor's document showing how high the house sits relative to expected flood levels. It's a key input to flood insurance pricing, so we ask for it early.
How much does flood insurance cost?
It varies widely by house, elevation and zone. We get real quotes for the home you're considering before you make an offer.
What does Florida's flood disclosure ask?
Since 2024, Florida sellers give buyers a flood disclosure before the contract, including any flood insurance claims and any federal flood assistance on the home. We help you complete it accurately.
How do you market a waterfront home?
From the water and from the air, at golden hour, with the seawall and dock records ready for the first serious buyer.
Do you work with seasonal buyers?
Most of our buyers live elsewhere for part of the year. We tour by video, coordinate inspections while you're away and recommend people to look after the house.
What should I know about hurricane season?
We'll walk you through shutters or impact glass, generators and how the house fared in past storms — and introduce you to local trades who prepare homes each season.
Ask About A Home On The Water
Tell us about the home you're selling or the water you're looking for. We reply the same day — or call (239) 555‑0181.
- Visit us770 Fifth Ave S, Naples, FL 34102
- Call us(239) 555-0181
- Email ushello@ferrandcoyle.com