Free Pest Control Business Plan Template (Word + PDF) and Sample Plan (2026)

Download the free pest control business plan template as Word or PDF, read a complete sample plan for Sentinel Pest Control, and get the numbers first: typical startup costs of $4,450–$21,643, what owners really earn, the licenses you'll need in the US and how to write every section — or make the plan yours in five questions.

No sign-up to write it or download it. Built from your answers, not by AI.

Pest control business plan at a glance

Starting a pest control business in the US typically costs $4,450–$21,643, with working capital and general liability the biggest lines. Typical monthly costs run $867–$7,600 before owner pay and tax. Entry plans on companies' own pages: $45 a month after a $99 first visit in Kansas City, $49 in Phoenix, $53 after a $99 first visit at a multi-city company (2026): $45–$53/mo.

  • Licenses and permits in the US (6 in all): a state business license and a certified applicator on staff; the applicator's license, after the experience the state sets; and federal certification for restricted use pesticides — the rules vary by state.
  • The plan: eleven sections, from the executive summary to what a lender, a landlord or an investor will ask for, written from five questions — free, no sign-up to write it.
  • The sample plan on this page: Sentinel Pest Control, Charlotte, NC — a fictional pest control business, licensed general pest, rodent and termite protection on a quarterly plan.
  • The first 30 days: 8 steps, starting with “Read your state's licensing pages”.
  • Downloads: the fill-in template as Word and PDF, and the sample plan as PDF — free, no email address.

Facts checked October 27, 2026. Every figure is a published US range, not a quote; the sources are listed on this page, which covers how to write a pest control business plan, the complete sample plan and the free template.

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The numbers first

$4,450–$21,643to start a pest control businessTypical US range, required lines
$45–$53/moentry plans on companies' own pages: $45 a month after a $99 first visit in Kansas City, $49 in Phoenix, $53 after a $99 first visit at a multi-city company (2026)
85.4%of residential pest control revenue is recurring, in a survey of 800 owners and managers reported by the NPMA (April 2026)
$45,250the 2025 US median pay for pest control workers, $21.75 an hour (O*NET) — what a technician costs, and the pay to beat

Startup costs

What it costs to start a pest control business

Typical US ranges, whole dollars. Optional lines are marked and left out of the total. The struck-through lines are what a Zarla plan covers, with the reason beside each; the generator turns this table into your own list.

Pest control business startup costs
ItemLowHigh
Sprayers, dusters, bait gun, PPE and starter productA B&G one-gallon stainless sprayer at $379.95 and a Chapin four-gallon backpack sprayer at $139.99 at the low end (two sellers' own pages, October 2026); dusters, a bait gun, respirator and gloves and a starter stock of product are a planning range at the high end.$520$3,000
State business license, applicator license and examsIn Texas $300 for the business license, $125 for the certified applicator license and $64 for each of the two exams at the low end (TDA); in New York $900 to register the business, $450 for commercial applicator certification and $100 for each of the two exams at the high end (ECL §33-0911). Florida's business license is $300 and its operator exam $300 a category; California's company registration $120 and its operator exam and license $100 and $150.$553$1,550
General liability (and commercial auto) insurance, first yearInsureon's medians for exterminators (May 2025): general liability $117 a month ($1,403 a year) at the low end; add commercial auto at $163 a month ($1,954 a year — Insureon's figure for professional services businesses including pest control) at the high end. States set the minimums — Texas $500,000 a claim and $1,000,000 a year.$1,403$3,357
Business registration (LLC or DBA) and EINAn LLC is $40 in Kentucky, $300 in Texas, and $70 plus a $20 statement of information in California, where every LLC also owes $800 a year (the states' own pages); the EIN is free (IRS).$40$890
Route scheduling, invoicing and customer software, first yearMostly included with ZarlaYour Zarla plan includes quote requests, invoicing and customer management with the website; route scheduling is separate.$0$1,188
Website and Google Business ProfileIncluded with ZarlaYour Zarla plan includes the website — a call button at the top, your services and starting prices, and a quote request form — and walks you through your Google Business Profile; a designer typically charges $2,500 or more to build one — a planning range.$0$2,500
Truck magnets or lettering, uniforms and door hangersPlanning range.$200$1,500
Working capital (first two months)Two months of the product, vehicle, insurance, software, marketing and phone lines below.$1,734$7,658
Service truck or van (used) (optional)Optional — typically $10,000–$35,000. Planning range — the biggest swing in the total; most owners start with one they already own.$0$0
Surety bond where your state requires one (optional)Optional — typically $100–$500. Planning range for the premium; California requires a $12,500 bond for a registered company (Business and Professions Code §8697).$0$0
Living costs while the routes fill (up to three months) (optional)Optional — typically $0–$15,000. Planning range — recurring plans take a season to stack up; starting on weekends alongside a job makes this line nothing.$0$0
Typical total (required lines)$4,450$21,643

Licensing and insurance: the Texas Department of Agriculture's fee page ($300, $125, $64) and licensing pages, 4 TAC §7.123 ($500,000 and $1,000,000); California's Structural Pest Control Board fee advisory (July 2025: $100 and $150), 16 CCR §1948 ($120) and Business and Professions Code §§8692 and 8697 ($12,500 bond); FDACS's licensing page and FAQ ($300, $10); New York Environmental Conservation Law §33-0911 ($900, $450, $100); NCDA&CS ($200); the EPA on applicator certification and labels. Insurance: Insureon's medians for exterminators ($117, $1,403, $163 and $89 a month, May 2025). Ranges are what a small operation typically pays in the US; replace them with real quotes as you get them.

Monthly costs

What it costs to run each month

Typical monthly operating costs for a small operation, before the owner's own pay.

CostTypical monthly range
Products, baits and supplies (scales with stops)$300–$1,500
Fuel, vehicle payment and maintenance$300–$900
General liability, plus commercial auto$117–$280
Route scheduling, invoicing and customer software (included with Zarla)$0–$99
Marketing, door hangers and review follow-up$100–$800
Phone, license renewals, continuing education and bookkeeping$50–$250
Technician wages (once you hire)$0–$3,771

Typical total: $867–$7,600 a month. Prices and pay: companies' own price pages read October 2026 (Gunter Pest & Lawn, Kansas City, $45 a month after $99, rodent service $300; ClearDefense, $99 and $53 a month; Green Home and ACTION, Phoenix, $49 a month); The Bug's End's Sentricon figures ($650 to $1,000, $250 a year); owners' reported revenue in Pest Management Professional's start-up column (2025–2026); the NPMA's April 2026 report of Specialty Consultants' industry survey (85.4% recurring, 36.8%); and O*NET's 2025 median for pest control workers ($45,250, $21.75 an hour). GorillaDesk's blog, a software vendor's, puts the start at $12,272, citing Starter Story. Lines marked (included with Zarla) are what those tools cost separately — with Zarla they are part of one monthly plan.

How much a pest control business makes

A pest control business earns recurring accounts times the plan price, with rodent, termite and mosquito work on top: Gunter Pest & Lawn in Kansas City charges $300 for a standalone rodent service and $175 to add rodent stations to a plan; a Texas termite company put Sentricon bait systems at $650 to $1,000 to install and $250 a year to monitor (2022, updated 2024). In Pest Management Professional's start-up column, a Texas owner earned $60,000 in 2024 and $100,000 in 2025, and a Michigan company passed $800,000 of revenue with four employees in under two years. The route is the ceiling — the NPMA's survey found 36.8% of companies held back by too few technicians.

  • $45–$53/mo — entry plans on companies' own pages: $45 a month after a $99 first visit in Kansas City, $49 in Phoenix, $53 after a $99 first visit at a multi-city company (2026)
  • 85.4% — of residential pest control revenue is recurring, in a survey of 800 owners and managers reported by the NPMA (April 2026)
  • $45,250 — the 2025 US median pay for pest control workers, $21.75 an hour (O*NET) — what a technician costs, and the pay to beat

Equipment, software and registration: DIY Pest Control's B&G price ($379.95) and Gempler's Chapin price ($139.99), seen October 2026; GorillaDesk's pricing page ($49 and $99); the Kentucky ($40), Texas ($300) and California ($70 and $20) Secretary of State fee pages and the California FTB ($800); the IRS (EIN free). Dusters, PPE and starter product, branding, product and fuel, marketing, the vehicle, the bond premium and living costs are planning ranges.

Licenses and permits

Licenses, permits and insurance for a pest control business

What you need before you can legally trade in the US. Rules vary by state and city — confirm each item with your local licensing office and an accountant.

RequirementWhat it means
A state business license and a certified applicator on staffIn Texas every business location needs a $300 license from the Department of Agriculture and a certified applicator named as responsible; in Florida $300 and a full-time certified operator; in New York a $900 registration and a certified applicator or technician; in California a $120 company registration with a licensed operator; in North Carolina $200 for the first phase. Check your state's agriculture department or pest control board.
The applicator's license, after the experience the state setsIn Texas 12 of the last 24 months under a certified applicator, then the general and category exams at 70%; in California two years and 3,200 hours for a general pest operator, four years and 6,400 hours for termite; in Florida three years as a licensee's service employee and a $300 exam a category; in New York $450 for commercial applicator certification after the core and category exams.
Federal certification for restricted use pesticidesIn the US federal law requires anyone who applies or supervises restricted use pesticides to be certified, and many states require certification for all commercial pesticide use; the label is the law for every product (EPA).
The liability insurance your state requiresIn Texas at least $500,000 a claim and $1,000,000 a year (4 TAC §7.123); in California $500,000 for injury and $500,000 for property plus a $12,500 bond; in Florida $250,000 a person and $500,000 an occurrence for injury, or a $500,000 combined limit — $117 a month at Insureon's median for general liability.
Sales tax on pest control where your state taxes itIn Texas pest control is a taxable real property service; in New York the tax department's opinions (1992 and 2000) say it's taxable; in Florida nonresidential pest control is taxable and residential isn't. Confirm with your state's revenue department.
Business registration and EINIn the US form an LLC or file a DBA — $40 in Kentucky, $300 in Texas, $70 plus a $20 statement of information in California, where every LLC owes $800 a year — and get the free EIN from the IRS.

How to write it

How to write a pest control business plan

The sections a lender, a landlord or an investor expects to see — and what goes in each one for a pest control business. Sentinel Pest Control's sample plan below follows this outline exactly.

01

Executive summary

One page, written last: what the business is, where it trades, who it serves, what it costs to start — typically $4,450–$21,643 for a pest control business — and where that money is coming from. Someone who reads nothing else should still know the whole plan. For Sentinel Pest Control below, that page says: licensed general pest, rodent and termite protection on a quarterly plan in Charlotte, NC, $11,203 to start.

02

Products and services

What you offer and how you charge for it. For a pest control business that usually means quarterly general pest protection plans; one-time treatments for ants, roaches, spiders and wasps; and rodent control and exclusion. Keep the base offer simple and price the add-ons separately.

03

Market analysis

Who pays, and why they'd pick you: homeowners who spotted ants, roaches or a mouse and want it gone this week; homeowners who want a quarterly plan so they never see the pests again. Name the two or three local competitors a customer would compare you with and the one thing you do better. Skip the market-size statistics — a lender wants your customers, not the industry's.

04

Marketing strategy

How those customers find you: Google Business Profile and Google Maps — “exterminator near me” and “pest control” plus your city; word of mouth and referrals from customers, with a referral program from the first month; and referral partners who are already in the house — property managers, roofers, mold remediators, contractors. Put a cost and an expected result beside each channel, and say which one you'll start with.

05

Operations plan

The week to week, plainly: an inspection and a written quote on every job, with the treatment plan and the recurring option explained; quarterly routes grouped by neighborhood so a day's stops sit close together; and products used exactly as the label says — the EPA's words: “the label is the law” — bought only within your license category, stored locked. If the plan can't say who does what on an ordinary Tuesday, it isn't finished.

06

Startup costs

Every line you'll spend before you start, with a running total — typically $4,450–$21,643 for a pest control business, and the two biggest lines (working capital; general liability) move it most. The table above is the starting list; replace each range with a real quote as you get one.

07

Financial plan

Typical monthly costs ($867–$7,600 a month for a small pest control business, before your own pay), the monthly sales you're aiming for (Sentinel Pest Control plans on $9,000 a month), and how many months it takes to recover the startup budget. Use ranges until you have quotes, and never invent a revenue forecast to make the page look full.

08

Milestones, risks and the appendix

The first 30 days as a dated to-do list. Sentinel Pest Control's begins: read your state's licensing pages — the business license, the applicator license, the experience it asks for, the insurance minimums and any bond. Then the risks, said out loud: the licensing gate takes time — Texas wants 12 of the last 24 months under a certified applicator, California two years and 3,200 hours, Florida three years. Then the licenses and permits you'll need, and what a lender will ask for beyond the plan: two years of personal tax returns and a personal financial statement, for a start.

The sample plan

Sentinel Pest Control is a fictional pest control business in Charlotte, NC — licensed general pest, rodent and termite protection on a quarterly plan. The plan below is exactly what the free generator writes from five answers, in the outline above, with every number calculated from the figures on this page rather than invented. Read it as a worked example, then make it yours.

Business plan

Sample plan · fictional business

A complete pest control business plan: Sentinel Pest Control

Charlotte, NC · Startup plan · a fictional pest control business, written by the free generator from five answers

Executive summary

Sentinel Pest Control is a new pest control business in Charlotte, NC offering quarterly general pest protection plans; one-time treatments for ants, roaches, spiders and wasps; rodent control and exclusion; and termite inspections and treatments. The model is licensed residential pest control sold as quarterly protection plans with one-time and termite work on top, routes grouped by neighborhood, and growth through reviews and referrals from the first treatment.

Startup budget: $11,203 across 8 items, funded from savings. Target: $9,000 in monthly sales.

Twelve months from now, success looks like this: Sixty recurring quarterly accounts by month six, one termite job a month, a lettered truck on the road, and a Google review after every first treatment

Products and services

Sentinel Pest Control's core service is quarterly general pest protection plans. Every job starts with an inspection and a written quote with the recurring option explained, is done in full PPE with products used exactly as the label says, and ends with a reminder set for the next visit and a review request.

  • Quarterly general pest protection plans
  • One-time treatments for ants, roaches, spiders and wasps
  • Rodent control and exclusion
  • Termite inspections and treatments

Market analysis

The customers are homeowners who spotted ants, roaches or a mouse and want it gone, homeowners who want a quarterly plan so it never comes back, buyers and agents who need a termite inspection before closing, and landlords and restaurants that need documented recurring service.

  • Homeowners who spotted ants, roaches or a mouse and want it gone this week
  • Homeowners who want a quarterly plan so they never see the pests again
  • Buyers, sellers and agents who need a termite inspection before a sale closes
  • Landlords, property managers and restaurants that need documented, recurring service

Marketing strategy

Most customers will find Sentinel Pest Control on Google and through word of mouth — searching for an exterminator near them, or asking the neighbor whose ant problem disappeared. Reviews on the Google Business Profile, referral partners already in the house, and a website with services, service areas, starting prices and a quote request form turn that into recurring accounts.

  • Google Business Profile and Google Maps — “exterminator near me” and “pest control” plus your city
  • Word of mouth and referrals from customers, with a referral program from the first month
  • Referral partners who are already in the house — property managers, roofers, mold remediators, contractors
  • Real-estate agents, property managers and restaurant owners who need documented service
  • A website with your services, service areas, starting prices, your license number and a quote request form

Operations plan

The owner inspects, quotes and treats every job in year one from a vehicle they already own, runs quarterly routes by neighborhood, keeps products locked and records current, and hires a technician once the recurring routes fill a full week.

  • An inspection and a written quote on every job, with the treatment plan and the recurring option explained
  • Quarterly routes grouped by neighborhood so a day's stops sit close together
  • Products used exactly as the label says — the EPA's words: “the label is the law” — bought only within your license category, stored locked
  • Respirator, gloves and goggles on every job, and application records kept the way your state requires
  • A reminder text before each quarterly visit and a review request after the first treatment

Startup costs

What it will take to open the doors, funded from savings.

Startup costs
ItemAmount
Sprayers, dusters, bait gun, PPE and starter product$1,760
State business license, applicator license and exams$1,052
General liability (and commercial auto) insurance, first year$2,380
Business registration (LLC or DBA) and EIN$465
Route scheduling, invoicing and customer software, first year$0
Website and Google Business Profile$0
Truck magnets or lettering, uniforms and door hangers$850
Working capital (first two months)$4,696
Total$11,203

Typical range to start a pest control business in the US: $4,450–$21,643. Your list is what you decided to spend — replace estimates with real quotes as you get them. Route scheduling, invoicing and customer software, first year: Your Zarla plan includes quote requests, invoicing and customer management with the website; route scheduling is separate. Website and Google Business Profile: Your Zarla plan includes the website — a call button at the top, your services and starting prices, and a quote request form — and walks you through your Google Business Profile; a designer typically charges $2,500 or more to build one — a planning range.

Financial plan

The numbers below come from your own startup list and typical monthly costs for a pest control business in the US. Equipment, licensing and insurance are the fixed costs; products and fuel scale with every stop, so the recurring plan price decides the margin.

Typical monthly operating costs for a pest control business: $867–$7,600 a month, before the owner's own pay.

At $9,000 in monthly sales, Sentinel Pest Control would clear $1,400–$8,133 a month before owner pay and tax, and recover the $11,203 startup budget in roughly 2–9 months.

Typical monthly operating costs
CostTypical range
Products, baits and supplies (scales with stops)$300–$1,500
Fuel, vehicle payment and maintenance$300–$900
General liability, plus commercial auto$117–$280
Route scheduling, invoicing and customer software (included with Zarla)$0–$99
Marketing, door hangers and review follow-up$100–$800
Phone, license renewals, continuing education and bookkeeping$50–$250
Technician wages (once you hire)$0–$3,771

US ranges for a small operation; replace with your own figures as you learn them. Lines marked (included with Zarla) are what those tools cost separately — with Zarla they are part of one monthly plan.

Risks and honest downsides

Every pest control business plan should say out loud what can go wrong. For Sentinel Pest Control, the real risks are:

  • The licensing gate takes time — Texas wants 12 of the last 24 months under a certified applicator, California two years and 3,200 hours, Florida three years
  • Work is seasonal: most companies push hardest from mid-March to mid-November, and winter routes thin out unless you've built recurring accounts
  • You're handling regulated chemicals in people's homes; a misapplication is a liability claim, a fine and a lost license
  • Technicians are the constraint — more than a third of companies in the NPMA's survey say too few held back their growth
  • A one-time-treatment business is a treadmill — the value is in recurring plans, and they take months to stack up

Licenses, permits and insurance

What Sentinel Pest Control needs before it can legally trade in the US. Rules vary by state and city — confirm each item with your local licensing office and an accountant.

  • A state business license and a certified applicator on staff — In Texas every business location needs a $300 license from the Department of Agriculture and a certified applicator named as responsible; in Florida $300 and a full-time certified operator; in New York a $900 registration and a certified applicator or technician; in California a $120 company registration with a licensed operator; in North Carolina $200 for the first phase. Check your state's agriculture department or pest control board.
  • The applicator's license, after the experience the state sets — In Texas 12 of the last 24 months under a certified applicator, then the general and category exams at 70%; in California two years and 3,200 hours for a general pest operator, four years and 6,400 hours for termite; in Florida three years as a licensee's service employee and a $300 exam a category; in New York $450 for commercial applicator certification after the core and category exams.
  • Federal certification for restricted use pesticides — In the US federal law requires anyone who applies or supervises restricted use pesticides to be certified, and many states require certification for all commercial pesticide use; the label is the law for every product (EPA).
  • The liability insurance your state requires — In Texas at least $500,000 a claim and $1,000,000 a year (4 TAC §7.123); in California $500,000 for injury and $500,000 for property plus a $12,500 bond; in Florida $250,000 a person and $500,000 an occurrence for injury, or a $500,000 combined limit — $117 a month at Insureon's median for general liability.
  • Sales tax on pest control where your state taxes it — In Texas pest control is a taxable real property service; in New York the tax department's opinions (1992 and 2000) say it's taxable; in Florida nonresidential pest control is taxable and residential isn't. Confirm with your state's revenue department.
  • Business registration and EIN — In the US form an LLC or file a DBA — $40 in Kentucky, $300 in Texas, $70 plus a $20 statement of information in California, where every LLC owes $800 a year — and get the free EIN from the IRS.

Milestones: the next 30 days

The first month's to-do list for Sentinel Pest Control, in order:

  • Read your state's licensing pages — the business license, the applicator license, the experience it asks for, the insurance minimums and any bond
  • Book the applicator exams and pick the category you'll start in — general household pest is the usual first lane
  • Form the LLC, get the EIN and buy the general liability cover your state requires
  • Buy your starter kit — sprayers, a duster, a bait gun, PPE and a starter stock of products your license covers
  • Set a first-visit price and a quarterly plan from three local companies' own price pages
  • Set up a free Google Business Profile and put your website live with your services, starting prices, license number and a quote request form
  • Tell twenty friends, family and neighbors and three property managers you're open, with a referral offer
  • Do the first job brilliantly, then ask for a Google review and the quarterly plan

Appendix: what a lender will ask for

This plan tells the story and shows the numbers. If you take it to a bank, expect to be asked for these documents as well:

  • Two years of personal tax returns and a personal financial statement
  • A month-by-month 12-month cash-flow projection that shows the seasonal dip and how the recurring accounts stack up
  • Your applicator license, business license, bond and certificate of insurance
  • Your recurring accounts and open quotes with the expected revenue per account
  • Quotes for the service vehicle or equipment if you're borrowing for them
  • Your credit report and anything you can offer as collateral
Written with Zarla · zarla.com/business-plan-generator

Every figure in Sentinel Pest Control's plan is a typical US range from the tables above or arithmetic on the sample's own startup list and $9,000 monthly sales target — nothing is a market projection. The template downloads above are the same plan with [bracketed] lines for your own business.

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Pest control business plan FAQ

How much does it cost to start a pest control business?

Typically $4,450–$21,643 in the US, counting every required line in the table above. The range is wide because the biggest items (working capital; general liability) depend on what you already have and where you are. The free generator turns the table into your own list with your own figures.

How much can a pest control business make?

$45–$53/mo entry plans on companies' own pages: $45 a month after a $99 first visit in Kansas City, $49 in Phoenix, $53 after a $99 first visit at a multi-city company (2026); 85.4% of residential pest control revenue is recurring, in a survey of 800 owners and managers reported by the NPMA (April 2026); $45,250 the 2025 US median pay for pest control workers, $21.75 an hour (O*NET) — what a technician costs, and the pay to beat. A pest control business earns recurring accounts times the plan price, with rodent, termite and mosquito work on top: Gunter Pest & Lawn in Kansas City charges $300 for a standalone rodent service and $175 to add rodent stations to a plan; a Texas termite company put Sentricon bait systems at $650 to $1,000 to install and $250 a year to monitor (2022, updated 2024). In Pest Management Professional's start-up column, a Texas owner earned $60,000 in 2024 and $100,000 in 2025, and a Michigan company passed $800,000 of revenue with four employees in under two years. The route is the ceiling — the NPMA's survey found 36.8% of companies held back by too few technicians.

What licenses and permits do I need to start a pest control business in the US?

A state business license and a certified applicator on staff; the applicator's license, after the experience the state sets; federal certification for restricted use pesticides; the liability insurance your state requires; sales tax on pest control where your state taxes it; and business registration and EIN. Rules vary by state and city — confirm each item with your local licensing office and an accountant before you spend on it.

Do I need a business plan to start a pest control business?

You need the thinking more than the document: what you'll offer, who pays, what it costs to start, what it costs to run each month and how long the budget takes to recover. A lender, a landlord or an investor will ask for the document — and for things beyond it: two years of personal tax returns and a personal financial statement; a month-by-month 12-month cash-flow projection that shows the seasonal dip and how the recurring accounts stack up. The sample plan above has every section; the generator writes yours from five questions.

Can I turn this business plan into a website?

Yes — that's the point. Your plan's own marketing section says people will find you on Google and through word of mouth; a website is how both happen. Zarla builds your pest control business website from what you've already told us — free to build, pay when you publish.

Is there a free pest control business plan template?

Yes. The pest control business plan template on this page downloads free as a Word document or a PDF — no email, no sign-up. It's the complete plan for a placeholder business with [bracketed] lines to fill in, and the typical figures for a pest control business already in the tables. The generator writes the same plan with your own name, city, services and numbers in five questions.

What should a pest control business plan include?

The sections a lender, a landlord or an investor expects: an executive summary, products and services, market analysis, marketing strategy, an operations plan, startup costs, a financial plan, the risks, licenses and permits, milestones and an appendix. Sentinel Pest Control's sample plan above has all eleven, and the section-by-section notes explain what goes in each one for a pest control business.